Set the price and deposit
Your deposit is separate from the costs payable to transfer and bond attorneys.
South African property purchase planner
Know the cash you need before making an offer.
Estimate your deposit, transfer duty, conveyancing costs, deeds-office fees and bond-registration costs in one clear total.
Calculate my purchase costs ↓Updated for the 2026 transfer-duty and deeds-office schedules. This is an estimate, not a legal or lender quote.The calculator
Your purchase-cost estimate
Start with the property price. Adjustable allowances keep the result honest about costs that vary by conveyancer and bank.
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Fine-tune variable allowances +
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What the total means
Use it to plan your offer, not replace your conveyancer.
See statutory costs
Transfer duty and deeds-office fees use the published 2026 schedules.
Check a real quote
Professional fees, disbursements and lender fees may differ. Edit the allowances when you have quotes.
Buyer guides
Make the next decision with fewer surprises.
When do you pay transfer duty in South Africa?
Read the practical guide →Why bond-registration costs are separate from your deposit
Read the practical guide →A buyer’s cash checklist before signing an offer to purchase
Read the practical guide →VAT versus transfer duty on a property sale
Read the practical guide →Method, rates and limits
This tool uses the SARS transfer-duty rates for the 2026/27 tax year and the Deeds Registries fee schedule effective from April 2026. Attorney-fee estimates use the Law Society of South Africa’s 2026 conveyancing guideline structure; they are not prescribed fees. Actual invoices may include VAT, disbursements, rates-clearance charges, FICA, electronic filing and lender-specific charges that differ by transaction.
SARS transfer-duty rates ↗Government Gazette: Deeds Registry fees ↗LSSA resources ↗